My First Year Results with Tithing: A Personal Case Study (Part 4)

My tithing case study


So we’re finally here: the last installment. In this post we conclude my year of tithing and its results. In case you missed the first 3 installments here they are:

So without further ado let’s get to it!

After I started giving again and finally had a check coming in, I knew I needed to get my financial life on track On 9/30 I wrote:

Taking a systematic and aggressive approach to paying off all debt. I also want to get my credit straight and get on track with a starter card.

I couldn’t change the past but, so help me God, I was going to change the future.


By this time I was doing good on my job. It was in retail sales and in that I was very good. As a sidebar there’s one thing I learned: there really are DIFFERENT type of sales. Here are the differences I’ve seen:

  • Retail–customers come to you, you help them with their purchase, and assist them in buying more.
  • Consultative–you look for customers through cold calling and referrals. You make an appointment, assess a need, expose  REALLY expose a problem, and make your product or service the solution.
  • Copy-writing– using the written word to lead a person to a purchase

And so on.

I did and failed at so much consultative selling that I honestly questioned my ability to sell. But retail came more naturally. In fact, it came so naturally I was #1 in my area my first month there!!

Things were starting to look better.

Hmmm…could it be possible that God just replanted me in soil He knew I’d be more suited for? Maybe the one who made me knew where to place me so I could be more productive.

Something to think about.

On 10/11 after 5 long months of waiting, calling, pleading, and wondering 80% of my refund check came. Hallelujah! And on 10/15 I paid 80% of the money owed to my landlord. What was interesting about this was God’s timing. Here’s an excerpt:

Paid (x amount of dollars) to Bill…What’s so cool about it is that God sent the  EXACT amount of money in the refund check. Truly God’s timing was precise–blessed be His Name. And He is really prospering me.

I don’t know WHAT would have happened if I got the money when I wanted it…but I do know…it was better for me to have gotten it when I got it. I wanted it in my time but I got it in the right time!

I ended off October with a bit of introspection. On 10/28 I wrote this entry:

Had this unsettling in my stomach today. It just hit me in the afternoon. Been thinking about it all day, trying to figure out what  it means. Not fully sure yet but it feels like the urge to get out…Frankly, I am tired of living beneath my privilege. I realize I’ve made mistakes in the past because of a quitting spirit but not anymore. No more quitting, no more self sabotage, no more empty pursuits…Lord, I thank You for a new shift (in mindset)!

I was finally on my way!


November is where I really began to see some inroads. On 11/08 the rest of my refund check came! So in addition to that, my regular paychecks, my bonuses, and commissions on 11/29 the unthinkable happened I paid off ALL my consumer debt.

You heard me: all!

Every penny.

I always thought when I finally paid off all my debt my throat would be hoarse from all the shouting, my knees would be in pain from all the dancing (don’t get me wrong I did strut a little ), but the truth is I was numb.

I couldn’t believe it.

It couldn’t be real.

I struggled with most of these debts for YEARS. Whenever I tried to pay them something always came up. Something would always buffet me (whether external or internal). But now they were gone.



I didn’t really consider December  to be that eventful. Granted there were events in my life but nothing I can really share with you.


So what are your thoughts on this whole “experiment”? Have you seen similar results?









"Hey, I like this! How do I sign up?"
Oh that's easy...

Enter your email below and click "subscribe!"


  1. Hi Mike, great post! I like your work because it’s so real and down to earth. Not sugar-coated, not inflated, just real.
    The results you got were real, you did what the Bible said to do in Malachi 3:10 – You TESTED Him in this, you tried it, you asked Him to prove that it works.
    And it did!
    So just wanted to say great work, keep putting stuff out and I’ll keep reading it.
    -Travis at

    • Thanks Travis! By the way I LOVE your site. Absolutely LOVE the visual dynamics of it and what you’re trying to do. I just signed up as an email subscriber and I look forward to seeing the good that comes in my inbox! :)

  2. peace & prosperity mike

    ‘discover your destiny ~ live your dreams”

  3. I also asked God how to turn my finances around for me since my husband died. Though I worked hard, more than full time in fact, and was smart, etc. nothing ever worked out. I didn’t give up, either, it’s just that “something” would happen to make things not work. I’m involved in marketing and sales, so I can potentially get nothing, or get high payments. And I have multiple streams that income can flow through. But it wasn’t flowing.

    My reply from God was also tithing. I felt I was getting signals, in fact, from God via other people that yes, indeed, tithing was my answer. For example, out of the blue, a massage therapist friend told me she decided to give one massage away for free, and within a single day, she received 10 phone calls for new paying clients.

    So I began, and in my case, I LOVED it. I would even tithe on a quarter found on the ground regardless of if it was helping money flow in, just because it’s so fun to do that.

    Money, at first, flowed in almost immediately after the tithing.

    Then it stopped. I continued to tithe, to pray, to forgive, to praise. But the money continued to not come in. Then, unexpected and huge bills showed up (one for $27,000). Then my savings ran out. To make my last monthly payment, I had to go into more credit card debt.

    I continue with the process, but for a year and a half since the money has stopped, there are no signs of change even though I have tithed for that year and a half without missing a beat. I have always been involved in prayer, forgiveness, and so forth and have been with Jesus since I was a young child.

    I take full responsibility for whatever it is within me blocking this, but I have only one more month left of credit before I will have nothing left, will have no credit, no way to pay my credit off, and will have no where to live. Luckily, my kids are grown. But it was heartening for me to see that things appeared to go wrong for you at first, then they turned around.

    The waiting to see what happens, though, is almost unbearable.

Speak Your Mind